Legal notice and disclosures

Last updated: October 22, 2026

Who we are

Suma Brokers is an insurance agency. It is not an insurance carrier. Its agents are licensed in the states where they offer products. Products are issued by independent carriers and not all are available in every state.

Carriers and trademarks

Suma Brokers works with carriers through Family First Life. The names and trademarks of any carrier or company belong to their owners, and mentioning them does not imply endorsement or any affiliation other than the one stated.

No promises of results

We do not promise approval, prices or returns. Life insurance is not an investment. The cash value of certain policies and annuity products are subject to the contract terms, and charges, limits and penalties may apply for canceling or withdrawing early. Always read the policy documents.

We are not a government agency

We are not affiliated with or endorsed by any federal, state or local government agency.

Information for agents

We do not guarantee income or results to anyone who joins. Agents are independent professionals and results depend on each person. Nothing on this site is an offer of employment.

Licenses

Each agent's license can be verified with the Florida Department of Financial Services (myfloridacfo.com) and, for other states, with the corresponding department of insurance. If you want to confirm the license details of a Suma Brokers agent, write to [email protected].

Advice

The content of this site is informational. It is not legal, tax, accounting or investment advice. For those decisions, consult a qualified professional.

Accessibility

We want the site to be usable by everyone. If you find a barrier, write to [email protected] and we will fix it.